Legal

Terms of Use

Last updated: July 2026 · This is a template starting point, not legal advice. Have qualified counsel review before publishing.

1. Acceptance of terms

By accessing or using minkim.net (the “Site”), you agree to be bound by these Terms of Use and our Privacy Policy.

2. Nature of our service

The DSCR Resource Center is a marketing and lead-generation platform. We are not a lender, mortgage broker, mortgage banker, or creditor, and nothing on this Site constitutes a loan offer, loan commitment, or rate quote. We do not guarantee that you will be matched with a lender, receive a loan offer, or qualify for any DSCR loan program.

3. No advice

Content on this Site, including blog articles, calculators, and illustrative case studies, is provided for general informational purposes only and does not constitute financial, legal, tax, or investment advice. You should consult qualified professionals regarding your specific situation before making financial decisions.

4. Illustrative content

Case studies and “success story” content on this Site labeled as illustrative or hypothetical depict composite, representative scenarios for educational purposes. They are not testimonials from actual identified customers unless explicitly stated otherwise, and are not a guarantee of any particular outcome, rate, or approval.

5. Third-party lenders

Any lender or broker you are matched with is an independent business, solely responsible for its own licensing, underwriting decisions, rates, fees, and terms. The DSCR Resource Center is not a party to any loan transaction and receives compensation from participating lenders for qualified leads.

6. Accuracy of calculators and tools

The DSCR calculator and any other interactive tools on this Site provide estimates only, based on figures you enter. They do not constitute an underwriting determination and actual DSCR figures used by a lender may differ.

7. Limitation of liability

To the fullest extent permitted by law, The DSCR Resource Center disclaims all warranties and shall not be liable for any indirect, incidental, or consequential damages arising from your use of this Site or reliance on its content.

8. Governing law

These terms are governed by the laws of the State of California, without regard to conflict-of-law principles.

9. Contact

The DSCR Resource Center · 4400 MacArthur Blvd, Suite 900, Newport Beach, CA 92660 · (714) 555-0198 · leads@thedscrresourcecenter.com