Legal

Advertising & Lead-Generation Disclosure

The DSCR Resource Center operates minkim.net as an advertising and lead-generation website for DSCR (Debt Service Coverage Ratio) rental property loans. This disclosure explains our business model in plain language.

We are not a lender

The DSCR Resource Center does not make loans, take loan applications, extend credit, or make underwriting decisions. We are a marketing company.

How we make money

When you submit your contact and loan-scenario information through our forms, we share and/or sell that information to third-party mortgage lenders, brokers, and marketing partners in our network. Those companies pay The DSCR Resource Center for qualified leads. This is our primary source of revenue.

No guarantee of terms

Because multiple independent lenders may contact you, rates, fees, and program availability vary and are set entirely by each lender — not by The DSCR Resource Center. Advertised or illustrative figures anywhere on this Site are for general education only and are not a quote.

Illustrative success stories

Case studies on our blog labeled “illustrative” or “hypothetical” are composite scenarios built from common, representative investor situations. They are not verified testimonials from identified real customers and should not be relied upon as a predictor of your own results.

Questions about this disclosure can be directed to us via our Contact page.